Many of us now pay for everything with credit or debit cards. But, are they really simplifying our lives?
Brett Arends thinks not. I read his article 10 Reasons I'm Cancelling My Credit Cards at Yahoo! Finance and it struck a chord with me.
I can't help but think his ideas translate to a smart way to declutter your financial life and save money.
I shop with a debit card usually, even for groceries. I know when I plan ahead and use cash, I spend less. Ideally, I'd use cash all the time.
I want to write more about this topic, but feel it's an article that needs a good amount of research. And, I'd like to get your thoughts.
So, tell me, do you use cash or cards for most purchases? Which do you think is the best, simplest way to operate your family budget? Why? Have you blogged about this topic yourself? If so, send me the links so I can include them in my article!